Diy consolidating corporate files
Negatives on the credit report tend to have the heaviest impact the more recent they occur.24 months after a negative appears on your credit score – the damage is going to have less of an impact.Measured in time that will often mean 24 months and more.And given the information you shared, that is going to be the case here.
But that would be more applicable if there were only a few negatives compared to many more positives on your husbands credit report.
Student Loans: (2) I have recently contacted Sallie Mae and committed to a repayment plan. —Melissa D Recovering from a temporary financial setback (not that the years you endured could be called temporary), and repairing your own and your husbands credit score, is possible.
Current Score: 540 Goal Score: 650 Let me know if you would like any further information. I figure there is no better time than now to at least get a game plan and start making steps in the right direction. You can have better results going about your own credit repair, than by hiring someone. First thing I want to address is the patience part.
Mostly these come as comments on one post or another and sometimes by private email.
Since most of these questions are likely on the minds of others, I prefer to respond on the blog and I ask emailers to post their questions here. This is how I hope it will work: The investment ideas of others: Occasionally in the comments I am asked to read some book, article and/or blog and dispute the ideas in them.
There is not much you can do about that at this point.